The course counts four. No journal — 19 NYCRR §182.9 has required contemporaneous records of every act (date and time, act type, name and address, services, credential used) since January 2023, retained 10 years. Overcharging — the §136 fees are maximums; $3 for a $2 acknowledgment is a violation. Notarizing without personal appearance — the signer must be in your presence; telephone notarization is never allowed for traditional acts. The unauthorized practice of law — explaining, drafting, or choosing documents for signers crosses Judiciary Law §484. All four are exam topics too, which is no coincidence.
